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 Sharing one another's healthcare burdens is a biblical alternative to insurance that is exempt from the Affordable Care Act.  

Christian Healthcare Ministries                  Medi-Share                  Samaritan Ministries

These three ministries have a lot in common.

 

  • Each is faith based and committed to Galations 6:2.

 

  • Each is a not-for-profit organization.

 

  • Each has been faithfully sharing members' burdens for over twenty years.

 

  • Each coordinates voluntary health cost sharing.

 

  • Each serve over 45,000 households (nearly 150,000 total households).

 

  • Each is audited annually by an independent certified public accounting firm.

  • Each encourages members to share burdens in non-financial ways as well, through prayer and personal messages.

 

  • Each keeps monthly contributions the same regardless of whether you submit your own costs for sharing -- your costs do not increase because of your bills.

 

  • Each counts total children as 'one share' so sharing remains affordable for families.

 

  • None share costs for routine care like checkups, preventive care, and ongoing maintenance prescription drugs or cosmetic or dental care with limited exceptions (i.e. well-child checks are eligible for sharing under Medi-Share after annual household portion has been met). 

 

  • None share costs for non-biblical lifestyle choices like abortion procedures and addiction treatment.

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Compare Ministries to see differences in monthly contributions, eligible expenses, out-of-pocket costs and more and choose the best alternative for your family. 

 

Ministries are not insurance.

 

  • Please carefully review all materials provided by a ministry for complete and accurate information.

 

  • Please do not hesitate to contact a ministry directly for help understanding what costs may be shared and what costs may not be shared so that you are not surprised and disappointed when it matters.

 

  • None of these ministries are approved, endorsed or regulated as an insurance company.

 

  • There are no guarantees, by law or contract, that you will ever receive help paying your own medical expenses even if you have faithfully shared other’s expenses.

 

  • Whether or not you receive any gifts for medical expenses and whether or not a ministry continues to operate, you will always remain personally responsible for your own unpaid medical bills.

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