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Consider your household budget and identify any typical payments that may be charged to a credit card each month, including groceries, fuel, insurance, utilities, internet, cable, clothes and entertainment.
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Add any extra expenses that you may have in the next year, such as home or car repairs or medical and dental expenses, and add those to the list.
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Adjust the plan below based on this information. You may take more or less time to earn the points you need for free travel.
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Travel free!
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Send us your free travel story and photos to share.
SAMPLE PLAN -- open 3 new credit card accounts over course of 4 months. Mindfully charge up to $750/month of usual household expenses to each card until bonus points have been earned based on new card offers. Book your trip!
Month 1: Open Gold Delta Skymiles card.
* Month 1 - charge $750
* Month 2 - charge $750
* Month 3 - charge $500
Month 3: Open Hilton HHonors American Express card.
* Month 3 - charge $250
* Month 4 - charge $500
Month 4: Open Barclay Arrival World Mastercard.
* Month 4 - charge $250
* Month 5 - charge $750
Sample Budget
Fast Track for Solo Travelers
Charge $2,000 first three months to earn 50,000 bonus points -- enough for TWO free round trip continental U.S. tickets or one FREE round trip ticket to Hawaii. Annual fee waived the first year.
FREE
Charge $750 in first three months to earn 40,000 bonus points -- enough for 2 free nights hotel. No annual fee.
FREE
Charge $1,000 first three months to earn 20,000 bonus points -- enough for a $200 travel credit that may be applied to hotel and car rental charges. Use card credit to book additional nights hotel FREE. No annual fee.
FREE