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Download and customize this free travel planning template:
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Consider your household budget and identify any typical payments that may be charged to a credit card each month, including groceries, fuel, insurance, utilities, internet, cable, clothes and entertainment.
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Add any extra expenses that you may have in the next year, such as home or car repairs or medical and dental expenses, and add those to the list.
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Adjust the plan below based on this information. You may take more or less time to earn the points you need for free travel.
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Travel free!
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Send us your free travel story and photos to share.
Grand Canyon
![](https://static.wixstatic.com/media/53d78b_2255995d0b244e02a213a946233bc9b0.jpg/v1/fill/w_923,h_339,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/53d78b_2255995d0b244e02a213a946233bc9b0.jpg)
Sample Budget
Cards 1 - 4: 100,000 Delta SkyMiles plus $10/ticket fees to Phoenix, Arizona.
- 40
Cards 5 - 8: 160,000 Hilton HHonors points for 5+ nights free.
0
Hotel - El Tovar Lodge
2 nights at 4-star hotel $500. Apply travel credit below.
- 500
Car Rental
SUV or convertible rental. Apply travel credit and cash back below.
- 500
Fuel
- 160
Travel Credits
Cards 9 - 10
+ 800
Cash Back
Cards 11 - 14
+ 400
Please reload
Total Out of Pocket: $ 0
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