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You may download and customize this planning template based on the credit card offers that you accept and your own expenses.
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Consider your household budget and identify any typical payments that may be charged to a credit card each month, including groceries, fuel, insurance, utilities, internet, cable, clothes and entertainment.
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Add any extra expenses that you may have in the next year, such as home or car repairs or medical and dental expenses, and add those to the list.
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Adjust the plan below based on this information. You may take more or less time to earn the points you need for free travel.
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Travel free!
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Send us your free travel story and photos to share.

Yellowstone
Sample Budget
Round trip airfare - Delta Airlines
Cards 1 - 4: 100,000 Delta SkyMiles for four (4) round trip tickets to Cody, Wyoming plus fees.
- 40
3 nights - Holiday Inn at Buffalo Bill Village
Cards 5 - 6: 105,000 IHG points for three (3) free nights.
0
Apply travel credit below.
- 300
Car Rental
Apply travel credit below.
- 500
Food, Fuel, Park Fees & More
- 360
Travel Credit
Cards 7 - 8
+ 800
Cash Back
Cards 9 - 12
+ 400
Please reload
Total Out of Pocket: $ 0
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